Comprehensive Financial Services at SBG Advisory Group
SBG Advisory Group offers a variety of strategies to be able to develop an in-depth and multifaceted financial plan for each client’s retirement and financial goals. Our services include:
As independent, fee-based, fiduciary financial advisors, SBG Advisory Group works with you first to define your most important life values and retirement goals. Then we come up with recommendations, and in close partnership with you, develop and implement your custom financial plan to help you achieve those goals. The financial advice we give as fiduciaries is only what is in your best interest, and as a fee-based firm, we only succeed when you succeed.
As independent, fee-based, fiduciary financial advisors, SBG Advisory Group works with you first to define your most important life values and retirement goals. Then we come up with recommendations, and in close partnership with you, develop and implement your custom financial plan to help you achieve those goals. The financial advice we give as fiduciaries is only what is in your best interest, and as a fee-based firm, we only succeed when you succeed.
We help you build a customized portfolio based on financial and academic research designed to align with your values and desires, match your risk profile, achieve diversification, and mitigate market risk to help protect your hard-earned money. Comprehensive wealth management includes initial discovery meetings as we seek a complete understanding of your specific lifestyle and legacy goals, and ongoing portfolio reviews to adjust the assets as your life changes.
We help you build a customized portfolio based on financial and academic research designed to align with your values and desires, match your risk profile, achieve diversification, and mitigate market risk to help protect your hard-earned money. Comprehensive wealth management includes initial discovery meetings as we seek a complete understanding of your specific lifestyle and legacy goals, and ongoing portfolio reviews to adjust the assets as your life changes.
Which retirement plans do you have or qualify for? Are the ones you have performing the way you want or expect? Can we get them to perform better, make them safer, or reduce their fees? Do you have old accounts that need to be consolidated? We can help assess your current holdings and advise you about your choices and options with the goal of making you more wealthy and able to lead a “work-optional” lifestyle when you reach retirement age.
Which retirement plans do you have or qualify for? Are the ones you have performing the way you want or expect? Can we get them to perform better, make them safer, or reduce their fees? Do you have old accounts that need to be consolidated? We can help assess your current holdings and advise you about your choices and options with the goal of making you more wealthy and able to lead a “work-optional” lifestyle when you reach retirement age.
What is your tax situation? Will you be paying more or less tax in retirement? Should you make some adjustments now to minimize unnecessary tax liability later on? One of the most important aspects of retirement is integrating tax strategies into every financial decision—there is much to plan for and consider. RMDs—Required Minimum Distributions—which start at age 70½, are subject to income tax and can take a deep bite out of your nest egg unless you plan ahead.
What is your tax situation? Will you be paying more or less tax in retirement? Should you make some adjustments now to minimize unnecessary tax liability later on? One of the most important aspects of retirement is integrating tax strategies into every financial decision—there is much to plan for and consider. RMDs—Required Minimum Distributions—which start at age 70½, are subject to income tax and can take a deep bite out of your nest egg unless you plan ahead.
What are the actual numbers you can expect to retire with, and in what timeframes? We can answer these questions, and help come up with solutions for either adding to the savings amount or reducing the necessary time, or both. Retirement is about transitioning to a new phase of life—a life of freedom and opportunity that includes enriching activities with “work optional.” One of the most important goals in retirement is to create an income stream that will not run out—even without a paycheck coming in.
What are the actual numbers you can expect to retire with, and in what timeframes? We can answer these questions, and help come up with solutions for either adding to the savings amount or reducing the necessary time, or both. Retirement is about transitioning to a new phase of life—a life of freedom and opportunity that includes enriching activities with “work optional.” One of the most important goals in retirement is to create an income stream that will not run out—even without a paycheck coming in.
What can you expect to leave behind for your children and grandchildren, and how will this be distributed and taxed? Can we make some changes now to reduce the taxes or the potential for probate and legal fees later? We can collaborate with you and your estate attorney to clarify the details of your legacy and implement those wishes seamlessly and appropriately. We will help plan and detail your financial wishes, concerns, and options while your estate attorney creates the legal documents.
Set Up A Complimentary Appointment
What can you expect to leave behind for your children and grandchildren, and how will this be distributed and taxed? Can we make some changes now to reduce the taxes or the potential for probate and legal fees later? We can collaborate with you and your estate attorney to clarify the details of your legacy and implement those wishes seamlessly and appropriately. We will help plan and detail your financial wishes, concerns, and options while your estate attorney creates the legal documents.
Set Up A Complimentary Appointment
Can you afford to risk any money, or would you rather eliminate market risk and still get a reasonable rate of return in an indexed annuity? Are you concerned you may outlive your retirement? Indexed annuities can offer growth along with protection of principal which can be beneficial in some cases, and we can do the research and show you your options. Lifetime income annuity policies can help provide lasting income similar to a pension.
Can you afford to risk any money, or would you rather eliminate market risk and still get a reasonable rate of return in an indexed annuity? Are you concerned you may outlive your retirement? Indexed annuities can offer growth along with protection of principal which can be beneficial in some cases, and we can do the research and show you your options. Lifetime income annuity policies can help provide lasting income similar to a pension.
Do you need to make sure your income will be replaced in the event of your death? Do you have an estate that will be heavily taxed? Life insurance is usually the most cost-effective solution for these concerns. Protecting your family and shifting risk away from you and over to insurance carriers is an essential part of a comprehensive financial plan. We will help you identify the specific risks that leave you and your family’s assets vulnerable, and make a plan to help mitigate them.
Do you need to make sure your income will be replaced in the event of your death? Do you have an estate that will be heavily taxed? Life insurance is usually the most cost-effective solution for these concerns. Protecting your family and shifting risk away from you and over to insurance carriers is an essential part of a comprehensive financial plan. We will help you identify the specific risks that leave you and your family’s assets vulnerable, and make a plan to help mitigate them.
We are a provider of WealthGuard™, a simple but powerful early-warning system that monitors all of your investment accounts daily, so you can invest with the confidence that there’s a plan in place to help protect your investments in all market conditions. WealthGuard securely tracks all of your accounts in one place, including asset allocation and overall performance, and immediately alerts you of any changes via email and/or text message. More importantly, WealthGuard will initiate a specific plan of action to help protect your accounts, while keeping you focused on your long-term investment goals. And since WealthGuard monitors all your accounts automatically, it can watch over your 401(k), 403(b), self-managed investment accounts, and accounts managed by financial advisors at nearly every firm in the United States. With SBG Advisory Group and WealthGuard, you can help better protect your financial future.
